Credit Counseling
Credit Counseling is part of our Home Retention series and can be taken FREE of charge with a Certificate of Completion from the CreditSmart-Steps to Homeownership Tutorial course.
Credit Counseling is important to the success of you keeping your home, receiving a lower interest rate on a home mortgage and meeting eligibility requirements for Down Payment Assistance. In our one-to-one session, you will learn how to manage credit, minimize debt, and learn the importance of budgeting, such as:
Budgeting Basics
- Creating a Budget
- Prioritizing Spending
- Cutting Expenses
- Setting Goals
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Managing Your Credit
- Types of Credit
- Establishing Credit
- Credit Reporting
- Credit Scores
- Using Credit Responsibly
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Managing Your Debt
- Types of Debt
- Managing Payments
- Cycle of Collections
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Book an Appointment
