Mortgage delinquency oPTIONS
HAF Refinance Program
The new HAF Refinance Program was designed to lower your monthly mortgage payment by refinancing your loan into a 3% fixed interest rate. If you have suffered a significant financial hardship due to the pandemic, this long term solution may be for you.
HAF 2nd Round Program
If you received HAF Mortgage Assistance in the past, did not need or use the full $50,000 to bring your mortgage current, and still experiencing a significant hardship due to the pandemic, you may be eligible to receive a second round of HAF funds.
Delinquency Counseling
Certified Counselors will discuss options and resources available to help bring your mortgage current. Learn if you qualify for a lender-specific program or the Homeowners Assistance Fund (HAF) mortgage assistance grant up to $50,000.